# Michael Smith

> Michael Smith is a fee-only financial advisor at PW Nova Financial Services in Newtown, Pennsylvania, who holds the CFP credential. PW Nova Financial Services reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-smith-5126990/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** PW Nova Financial Services
- **Based in:** Newtown, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $654.3M across 1,713 accounts
- **Credentials:** CFP
- **CRD:** 5126990 (https://adviserinfo.sec.gov/individual/summary/5126990)
- **SEC registration:** Investment adviser representative in FL, PA, TX
- **Exams passed:** Series 66 (2007)
- **Firm size:** 6 employees
- **Disclosures:** None reported
- **Website:** https://www.jwnova.com/

## Frequently asked questions

### Is Michael Smith a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and PW Nova Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, PW Nova Financial Services, reports charging a percentage of assets on its SEC Form ADV.

### Where is Michael Smith based?

Michael Smith is based in Newtown, Pennsylvania.

### What credentials does Michael Smith hold?

Michael Smith holds the CFP credential.

### Is Michael Smith registered with the SEC?

Yes. Michael Smith is registered as an investment adviser representative in FL, PA and TX (CRD 5126990), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does PW Nova Financial Services manage?

PW Nova Financial Services reports $654.3M across 1,713 accounts in assets under management.

### How do I contact Michael Smith?

Through Michael's website, www.jwnova.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5126990): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.