# Michael Smith

> Michael Smith is a fee-only financial advisor at Emerald Advisors in Bellevue, Washington. Michael focuses on retirement planning and estate & legacy planning. Emerald Advisors reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-smith-4973573/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Emerald Advisors
- **Based in:** Bellevue, Washington
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $941.4M across 983 accounts
- **Specialties:** Retirement planning, Estate & legacy planning
- **CRD:** 4973573 (https://adviserinfo.sec.gov/individual/summary/4973573)
- **SEC registration:** Investment adviser representative in TX, WA
- **Exams passed:** Series 66 (2005)
- **Firm size:** 11 employees
- **Disclosures:** None reported
- **Website:** https://emeraldadv.com/

## Frequently asked questions

### Is Michael Smith a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Emerald Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, Emerald Advisors, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Michael Smith based?

Michael Smith is based in Bellevue, Washington.

### What does Michael specialize in?

Michael's specialties include retirement planning and estate & legacy planning.

### Is Michael Smith registered with the SEC?

Yes. Michael Smith is registered as an investment adviser representative in TX and WA (CRD 4973573), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Emerald Advisors manage?

Emerald Advisors reports $941.4M across 983 accounts in assets under management.

### How do I contact Michael Smith?

Through Michael's website, emeraldadv.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4973573): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://emeraldadv.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.