# Michael Ryan

> Michael Ryan is a fee-only financial advisor at Waycross Investment Management Company in Bellingham, Washington. Michael focuses on sustainable & impact investing. Waycross Investment Management Company reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-ryan/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Waycross Investment Management Company
- **Based in:** Bellingham, Washington
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $252.4M across 161 accounts
- **Specialties:** Sustainable & impact investing
- **CRD:** 2176997 (https://adviserinfo.sec.gov/individual/summary/2176997)
- **SEC registration:** Investment adviser representative in WA
- **Exams passed:** Series 63 (1991)
- **Firm size:** 5 employees
- **Disclosures:** None reported
- **Website:** http://www.waycross.com

## Frequently asked questions

### Is Michael Ryan a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Waycross Investment Management Company reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, Waycross Investment Management Company, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Michael Ryan based?

Michael Ryan is based in Bellingham, Washington.

### What does Michael specialize in?

Michael's specialties include sustainable & impact investing.

### Is Michael Ryan registered with the SEC?

Yes. Michael Ryan is registered as an investment adviser representative in WA (CRD 2176997), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Waycross Investment Management Company manage?

Waycross Investment Management Company reports $252.4M across 161 accounts in assets under management.

### How do I contact Michael Ryan?

Through Michael's website, www.waycross.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2176997): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://waycross.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.