# Michael Rizzolo

> Michael Rizzolo is a fee-only financial advisor at Flower City Capital in Pittsford, New York, who holds the CFP and CFA credentials. Flower City Capital reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-rizzolo/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Flower City Capital
- **Based in:** Pittsford, New York
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $444.6M across 957 accounts
- **Credentials:** CFP, CFA
- **CRD:** 5537692 (https://adviserinfo.sec.gov/individual/summary/5537692)
- **SEC registration:** Investment adviser representative in NY, TX
- **Exams passed:** Series 63 (2009)
- **Firm size:** 9 employees
- **Disclosures:** None reported
- **Website:** https://www.flowercitycapital.com/

## Frequently asked questions

### Is Michael Rizzolo a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Flower City Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, Flower City Capital, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Michael Rizzolo based?

Michael Rizzolo is based in Pittsford, New York.

### What credentials does Michael Rizzolo hold?

Michael Rizzolo holds the CFP and CFA credentials.

### Is Michael Rizzolo registered with the SEC?

Yes. Michael Rizzolo is registered as an investment adviser representative in NY and TX (CRD 5537692), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Flower City Capital manage?

Flower City Capital reports $444.6M across 957 accounts in assets under management.

### How do I contact Michael Rizzolo?

Through Michael's website, www.flowercitycapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5537692): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.