# Michael Pablo

> Michael Pablo is a fee-only financial advisor at Agile Financial Planning in San Francisco, California, who holds the CFP credential. Michael charges a percentage of assets, a flat fee or retainer and a one-time planning fee (one-time plans from $500 and 0.8% a year on the first tier of assets managed) and focuses on flat-fee planning.

Page: https://find.wellspent.co/advisors/michael-pablo/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Agile Financial Planning
- **Based in:** San Francisco, California
- **Fee model:** Percentage of assets; Flat fee or retainer; One-time planning fee
- **Fees (firm's website):** one-time plans from $500; 0.8% a year on the first tier of assets managed; no asset minimum
- **Assets under management (firm):** $13.4M across 82 accounts
- **Credentials:** CFP
- **Specialties:** Flat-fee planning
- **CRD:** 5616365 (https://adviserinfo.sec.gov/individual/summary/5616365)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 65 (2008)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://agilefp.com

## Frequently asked questions

### Is Michael Pablo a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Agile Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael charges a percentage of assets, a flat fee or retainer and a one-time planning fee.

### How much does Michael charge?

According to Agile Financial Planning's website, checked October 30, 2026: one-time plans from $500; 0.8% a year on the first tier of assets managed; no asset minimum.

### Where is Michael Pablo based?

Michael Pablo is based in San Francisco, California.

### What does Michael specialize in?

Michael's specialties include flat-fee planning.

### What credentials does Michael Pablo hold?

Michael Pablo holds the CFP credential.

### Is Michael Pablo registered with the SEC?

Yes. Michael Pablo is registered as an investment adviser representative in CA (CRD 5616365), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Agile Financial Planning manage?

Agile Financial Planning reports $13.4M across 82 accounts in assets under management.

### How do I contact Michael Pablo?

Through Michael's website, agilefp.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5616365): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.agilefp.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.