# Michael Minnoch

> Michael Minnoch is a fee-only financial advisor at Vantage Point Management in North Ogden, Utah. Vantage Point Management reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-minnoch/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Vantage Point Management
- **Based in:** North Ogden, Utah
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $33.4M across 89 accounts
- **CRD:** 4362604 (https://adviserinfo.sec.gov/individual/summary/4362604)
- **SEC registration:** Investment adviser representative in UT
- **Exams passed:** Series 63 (2001), Series 65 (2016)
- **Firm size:** 3 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** http://www.vpmria.com

## Frequently asked questions

### Is Michael Minnoch a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Vantage Point Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, Vantage Point Management, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Michael Minnoch based?

Michael Minnoch is based in North Ogden, Utah.

### Is Michael Minnoch registered with the SEC?

Yes. Michael Minnoch is registered as an investment adviser representative in UT (CRD 4362604), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Vantage Point Management manage?

Vantage Point Management reports $33.4M across 89 accounts in assets under management.

### How do I contact Michael Minnoch?

Through Michael's website, www.vpmria.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4362604): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.