# Michael Lunsford

> Michael Lunsford is a fee-only financial advisor at Lunsford Financial Planning in Lafayette, Colorado, who holds the CFP credential. Lunsford Financial Planning reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-lunsford/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Lunsford Financial Planning
- **Based in:** Lafayette, Colorado
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Not currently (firm's website)
- **Assets under management (firm):** $45.3M across 136 accounts
- **Credentials:** CFP
- **CRD:** 4715244 (https://adviserinfo.sec.gov/individual/summary/4715244)
- **SEC registration:** Investment adviser representative in CO, TX
- **Exams passed:** Series 65 (2003)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://lunsfordfinancial.com/

## Frequently asked questions

### Is Michael Lunsford a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Lunsford Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, Lunsford Financial Planning, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Michael Lunsford based?

Michael Lunsford is based in Lafayette, Colorado.

### What credentials does Michael Lunsford hold?

Michael Lunsford holds the CFP credential.

### Is Michael Lunsford registered with the SEC?

Yes. Michael Lunsford is registered as an investment adviser representative in CO and TX (CRD 4715244), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Lunsford Financial Planning manage?

Lunsford Financial Planning reports $45.3M across 136 accounts in assets under management.

### How do I contact Michael Lunsford?

Through Michael's website, lunsfordfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4715244): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://lunsfordfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.