# Michael Loveless

> Michael Loveless is a fee-only financial advisor at ABG Consultants in Cottonwood Heights, Utah. Michael focuses on retirement planning and estate & legacy planning. ABG Consultants reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-loveless/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** ABG Consultants
- **Based in:** Cottonwood Heights, Utah
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $697.4M across 1,885 accounts
- **Specialties:** Retirement planning, Estate & legacy planning
- **Works with:** Retirees, Pre-retirees, Early-career professionals
- **CRD:** 6490494 (https://adviserinfo.sec.gov/individual/summary/6490494)
- **SEC registration:** Investment adviser representative in UT
- **Exams passed:** Series 66 (2017)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** http://www.consultabg.com

## Frequently asked questions

### Is Michael Loveless a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and ABG Consultants reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, ABG Consultants, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Michael Loveless based?

Michael Loveless is based in Cottonwood Heights, Utah.

### What does Michael specialize in?

Michael's specialties include retirement planning and estate & legacy planning. Michael works with retirees, pre-retirees and early-career professionals.

### Is Michael Loveless registered with the SEC?

Yes. Michael Loveless is registered as an investment adviser representative in UT (CRD 6490494), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does ABG Consultants manage?

ABG Consultants reports $697.4M across 1,885 accounts in assets under management.

### How do I contact Michael Loveless?

Through Michael's website, www.consultabg.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6490494): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.consultabg.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.