# Michael Kreft

> Michael Kreft is a fee-only financial advisor at Palmetto Coast Advisors in Mt. Pleasant, South Carolina, who holds the ChFC credential. Palmetto Coast Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-kreft/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Palmetto Coast Advisors
- **Based in:** Mt. Pleasant, South Carolina
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $54.9M across 171 accounts
- **Credentials:** ChFC
- **CRD:** 5184803 (https://adviserinfo.sec.gov/individual/summary/5184803)
- **SEC registration:** Investment adviser representative in SC, TX
- **Exams passed:** Series 63 (2006), Series 65 (2007)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.palmettocoastadvisors.com

## Frequently asked questions

### Is Michael Kreft a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Palmetto Coast Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, Palmetto Coast Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Michael Kreft based?

Michael Kreft is based in Mt. Pleasant, South Carolina.

### What credentials does Michael Kreft hold?

Michael Kreft holds the ChFC credential.

### Is Michael Kreft registered with the SEC?

Yes. Michael Kreft is registered as an investment adviser representative in SC and TX (CRD 5184803), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Palmetto Coast Advisors manage?

Palmetto Coast Advisors reports $54.9M across 171 accounts in assets under management.

### How do I contact Michael Kreft?

Through Michael's website, www.palmettocoastadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5184803): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.palmettocoastadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.