# Michael Johnson

> Michael Johnson is a fee-only financial advisor at Flagstone Financial Management in Lincoln, Nebraska, who holds the CFP, JD and MBA credentials. Michael focuses on retirement planning, founders (pre-exit) and tax planning. Flagstone Financial Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-johnson/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Flagstone Financial Management
- **Based in:** Lincoln, Nebraska
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $467.8M across 353 accounts
- **Credentials:** CFP, JD, MBA
- **Specialties:** Retirement planning, Founders (pre-exit), Tax planning, Estate & legacy planning
- **Works with:** Pre-retirees, Retirees, Founders
- **CRD:** 2754467 (https://adviserinfo.sec.gov/individual/summary/2754467)
- **SEC registration:** Investment adviser representative in NE, TX
- **Exams passed:** Series 66 (2002)
- **Firm size:** 11 employees
- **Disclosures:** None reported
- **Website:** https://flagstonefm.com

## Frequently asked questions

### Is Michael Johnson a fee-only financial advisor?

Yes. Michael Johnson is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Michael's firm.

### How does Michael charge for financial advice?

Michael's firm, Flagstone Financial Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Michael Johnson based?

Michael Johnson is based in Lincoln, Nebraska.

### What does Michael specialize in?

Michael's specialties include retirement planning, founders (pre-exit), tax planning and estate & legacy planning. Michael works with pre-retirees, retirees and founders.

### What credentials does Michael Johnson hold?

Michael Johnson holds the CFP, JD and MBA credentials.

### Is Michael Johnson registered with the SEC?

Yes. Michael Johnson is registered as an investment adviser representative in NE and TX (CRD 2754467), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Flagstone Financial Management manage?

Flagstone Financial Management reports $467.8M across 353 accounts in assets under management.

### How do I contact Michael Johnson?

Through Michael's website, flagstonefm.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/44875): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://flagstonefm.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.