# Michael Hunsberger

> Michael Hunsberger is a fee-only financial advisor at Next Mission Financial Planning in Saint Charles, Missouri, who holds the CFP, ChFC and CCFC credentials. Michael charges a flat fee or retainer, an ongoing planning fee, a one-time planning fee and hourly fees (ongoing planning from $4,740 a year and one-time plans from $1,200) and focuses on flat-fee planning, retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/michael-hunsberger/
Built from public directory listings; last checked October 28, 2026.

## Facts

- **Firm:** Next Mission Financial Planning
- **Based in:** Saint Charles, Missouri
- **Fee model:** Flat fee or retainer; Ongoing planning fee; One-time planning fee; Hourly
- **Fees (firm's website):** ongoing planning from $4,740 a year; one-time plans from $1,200; $300 an hour
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $101.9M across 1,228 accounts
- **Credentials:** CFP, ChFC, CCFC
- **Specialties:** Flat-fee planning, Retirement planning, Tax planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 7426420 (https://adviserinfo.sec.gov/individual/summary/7426420)
- **SEC registration:** Investment adviser representative in MO, TX
- **Exams passed:** Series 65 (2019)
- **Firm size:** 19 employees
- **Disclosures:** None reported
- **Website:** https://nextmissionfinancialplanning.com

## Frequently asked questions

### Is Michael Hunsberger a fee-only financial advisor?

Yes. Michael Hunsberger is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Michael's firm.

### How does Michael Hunsberger charge for financial advice?

Michael Hunsberger charges a flat fee or retainer, an ongoing planning fee, a one-time planning fee and hourly fees.

### How much does Michael Hunsberger charge?

According to Next Mission Financial Planning's website, checked October 28, 2026: ongoing planning from $4,740 a year; one-time plans from $1,200; $300 an hour.

### Does Michael Hunsberger work with clients virtually?

Yes. Next Mission Financial Planning says on its website that it works with clients remotely.

### Where is Michael Hunsberger based?

Michael Hunsberger is based in Saint Charles, Missouri.

### What does Michael Hunsberger specialize in?

Michael Hunsberger's specialties include flat-fee planning, retirement planning and tax planning. Michael works with retirees and pre-retirees.

### What credentials does Michael Hunsberger hold?

Michael Hunsberger holds the CFP, ChFC and CCFC credentials.

### Is Michael Hunsberger registered with the SEC?

Yes. Michael Hunsberger is registered as an investment adviser representative in MO and TX (CRD 7426420), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Next Mission Financial Planning manage?

Next Mission Financial Planning reports $101.9M across 1,228 accounts in assets under management.

### How do I contact Michael Hunsberger?

Through Michael Hunsberger's website, nextmissionfinancialplanning.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/47201): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://nextmissionfinancialplanning.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.