# Michael Howard

> Michael Howard is a fee-only financial advisor at Afrobloc in Dallas, Texas. Afrobloc reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-howard/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Afrobloc
- **Based in:** Dallas, Texas
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $63K across 6 accounts
- **CRD:** 8002476 (https://adviserinfo.sec.gov/individual/summary/8002476)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 65 (2024)
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Michael Howard a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Afrobloc reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, Afrobloc, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Michael Howard based?

Michael Howard is based in Dallas, Texas.

### Is Michael Howard registered with the SEC?

Yes. Michael Howard is registered as an investment adviser representative in TX (CRD 8002476), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Afrobloc manage?

Afrobloc reports $63K across 6 accounts in assets under management.

### How do I contact Michael Howard?

Contact details aren't on file yet. Search for Afrobloc.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8002476): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.