# Michael Honea

> Michael Honea is a fee-only financial advisor at Cary Financial Planning in Cary, North Carolina, who holds the CFP credential. Cary Financial Planning reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-honea/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Cary Financial Planning
- **Based in:** Cary, North Carolina
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $30.4M across 86 accounts
- **Credentials:** CFP
- **CRD:** 6444865 (https://adviserinfo.sec.gov/individual/summary/6444865)
- **SEC registration:** Investment adviser representative in NC
- **Exams passed:** Series 63 (2015), Series 65 (2015)
- **Firm size:** 2 employees
- **Disclosures:** None reported

## Frequently asked questions

### Is Michael Honea a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Cary Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, Cary Financial Planning, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Michael Honea based?

Michael Honea is based in Cary, North Carolina.

### What credentials does Michael Honea hold?

Michael Honea holds the CFP credential.

### Is Michael Honea registered with the SEC?

Yes. Michael Honea is registered as an investment adviser representative in NC (CRD 6444865), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Cary Financial Planning manage?

Cary Financial Planning reports $30.4M across 86 accounts in assets under management.

### How do I contact Michael Honea?

Contact details aren't on file yet. Search for Cary Financial Planning.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6444865): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.