# Michael Holtz

> Michael Holtz is a fee-only financial advisor at Toberman Becker Wealth in St. Louis, Missouri, who holds the CFP credential. Toberman Becker Wealth reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-holtz/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Toberman Becker Wealth
- **Based in:** St. Louis, Missouri
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $170.8M across 473 accounts
- **Credentials:** CFP
- **CRD:** 7151173 (https://adviserinfo.sec.gov/individual/summary/7151173)
- **SEC registration:** Investment adviser representative in MO, TX
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://craigtoberman.com/

## Frequently asked questions

### Is Michael Holtz a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Toberman Becker Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, Toberman Becker Wealth, reports charging a percentage of assets on its SEC Form ADV.

### Where is Michael Holtz based?

Michael Holtz is based in St. Louis, Missouri.

### What credentials does Michael Holtz hold?

Michael Holtz holds the CFP credential.

### Is Michael Holtz registered with the SEC?

Yes. Michael Holtz is registered as an investment adviser representative in MO and TX (CRD 7151173), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Toberman Becker Wealth manage?

Toberman Becker Wealth reports $170.8M across 473 accounts in assets under management.

### How do I contact Michael Holtz?

Through Michael's website, craigtoberman.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7151173): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.