# Michael Hogan

> Michael Hogan is a fee-only financial advisor at Cutler Capital Management in Worcester, Massachusetts, who holds the ChFC credential. Cutler Capital Management reports charging a percentage of assets, fixed fees and performance-based fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-hogan/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Cutler Capital Management
- **Based in:** Worcester, Massachusetts
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees; Performance-based fees
- **Assets under management (firm):** $430.8M across 348 accounts
- **Credentials:** ChFC
- **CRD:** 725951 (https://adviserinfo.sec.gov/individual/summary/725951)
- **SEC registration:** Investment adviser representative in MA
- **Exams passed:** Series 63 (1996), Series 65 (1999)
- **Firm size:** 9 employees
- **Disclosures:** None reported
- **Website:** http://www.cutlercapital.com

## Frequently asked questions

### Is Michael Hogan a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Cutler Capital Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, Cutler Capital Management, reports charging a percentage of assets, fixed fees and performance-based fees on its SEC Form ADV.

### Where is Michael Hogan based?

Michael Hogan is based in Worcester, Massachusetts.

### What credentials does Michael Hogan hold?

Michael Hogan holds the ChFC credential.

### Is Michael Hogan registered with the SEC?

Yes. Michael Hogan is registered as an investment adviser representative in MA (CRD 725951), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Cutler Capital Management manage?

Cutler Capital Management reports $430.8M across 348 accounts in assets under management.

### How do I contact Michael Hogan?

Through Michael's website, www.cutlercapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/725951): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.
