# Michael Helveston

> Michael Helveston is a fee-only financial advisor at Whitford Financial Planning in Lititz, Pennsylvania, who holds the CFP and CRPC credentials. Whitford Financial Planning reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-helveston/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Whitford Financial Planning
- **Based in:** Lititz, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $18.7M across 63 accounts
- **Credentials:** CFP, CRPC
- **CRD:** 3208618 (https://adviserinfo.sec.gov/individual/summary/3208618)
- **SEC registration:** Investment adviser representative in PA
- **Exams passed:** Series 63 (2001), Series 65 (2003)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://whitfordfp.com/napfa

## Frequently asked questions

### Is Michael Helveston a fee-only financial advisor?

Yes. Michael Helveston is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Michael's firm.

### How does Michael charge for financial advice?

Michael's firm, Whitford Financial Planning, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Michael Helveston based?

Michael Helveston is based in Lititz, Pennsylvania.

### What credentials does Michael Helveston hold?

Michael Helveston holds the CFP and CRPC credentials.

### Is Michael Helveston registered with the SEC?

Yes. Michael Helveston is registered as an investment adviser representative in PA (CRD 3208618), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Whitford Financial Planning manage?

Whitford Financial Planning reports $18.7M across 63 accounts in assets under management.

### How do I contact Michael Helveston?

Through Michael's website, whitfordfp.com/napfa.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/49718): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.