# Michael Harris

> Michael Harris is a fee-only financial advisor at Bluerock Financial Services in Williamsburg, Virginia, who holds the CFP credential. Michael charges a percentage of assets, hourly fees and a one-time planning fee (one-time plans from $1,500 and $200 an hour) and focuses on retirement planning.

Page: https://find.wellspent.co/advisors/michael-harris/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Bluerock Financial Services
- **Based in:** Williamsburg, Virginia
- **Fee model:** Percentage of assets; Hourly; One-time planning fee
- **Fees (firm's website):** one-time plans from $1,500; $200 an hour; 1% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $59.4M across 206 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning
- **Works with:** Pre-retirees
- **CRD:** 2225187 (https://adviserinfo.sec.gov/individual/summary/2225187)
- **SEC registration:** Investment adviser representative in CA, OR, VA
- **Exams passed:** Series 63 (1992), Series 65 (1992)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.bluerockfs.com

## Frequently asked questions

### Is Michael Harris a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Bluerock Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael charges a percentage of assets, hourly fees and a one-time planning fee.

### How much does Michael charge?

According to Bluerock Financial Services's website, checked October 30, 2026: one-time plans from $1,500; $200 an hour; 1% a year on the first tier of assets managed.

### Where is Michael Harris based?

Michael Harris is based in Williamsburg, Virginia.

### What does Michael specialize in?

Michael's specialties include retirement planning. Michael works with pre-retirees.

### What credentials does Michael Harris hold?

Michael Harris holds the CFP credential.

### Is Michael Harris registered with the SEC?

Yes. Michael Harris is registered as an investment adviser representative in CA, OR and VA (CRD 2225187), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Bluerock Financial Services manage?

Bluerock Financial Services reports $59.4M across 206 accounts in assets under management.

### How do I contact Michael Harris?

Through Michael's website, www.bluerockfs.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2225187): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://bluerockfs.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.