# Michael Harnett

> Michael Harnett is a fee-only financial advisor at Harnett Investment Advisers in Carlsbad, California. Harnett Investment Advisers reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-harnett/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Harnett Investment Advisers
- **Based in:** Carlsbad, California
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $35M across 70 accounts
- **CRD:** 2873218 (https://adviserinfo.sec.gov/individual/summary/2873218)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (2002), Series 66 (2005)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.harnettadvisers.com

## Frequently asked questions

### Is Michael Harnett a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Harnett Investment Advisers reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, Harnett Investment Advisers, reports charging a percentage of assets on its SEC Form ADV.

### Where is Michael Harnett based?

Michael Harnett is based in Carlsbad, California.

### Is Michael Harnett registered with the SEC?

Yes. Michael Harnett is registered as an investment adviser representative in CA (CRD 2873218), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Harnett Investment Advisers manage?

Harnett Investment Advisers reports $35M across 70 accounts in assets under management.

### How do I contact Michael Harnett?

Through Michael's website, www.harnettadvisers.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2873218): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.