# Michael Gawlik

> Michael Gawlik is a fee-only financial advisor at Francis Financial in Ingleside, Illinois, who holds the CFA credential. Francis Financial reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-gawlik/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Francis Financial
- **Based in:** Ingleside, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $803.2M across 1,048 accounts
- **Credentials:** CFA
- **CRD:** 4359114 (https://adviserinfo.sec.gov/individual/summary/4359114)
- **SEC registration:** Investment adviser representative in NY
- **Firm size:** 14 employees
- **Disclosures:** None reported
- **Website:** http://www.francisfinancial.com

## Frequently asked questions

### Is Michael Gawlik a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Francis Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, Francis Financial, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Michael Gawlik based?

Michael Gawlik is based in Ingleside, Illinois.

### What credentials does Michael Gawlik hold?

Michael Gawlik holds the CFA credential.

### Is Michael Gawlik registered with the SEC?

Yes. Michael Gawlik is registered as an investment adviser representative in NY (CRD 4359114), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Francis Financial manage?

Francis Financial reports $803.2M across 1,048 accounts in assets under management.

### How do I contact Michael Gawlik?

Through Michael's website, www.francisfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4359114): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.