# Michael Garcia

> Michael Garcia is a fee-only financial advisor at ViaQuest Financial in Houston, Texas. ViaQuest Financial reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-garcia-2729630/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** ViaQuest Financial
- **Based in:** Houston, Texas
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Languages:** Spanish
- **Assets under management (firm):** $174.4M across 559 accounts
- **Works with:** Retirees, Pre-retirees
- **CRD:** 2729630 (https://adviserinfo.sec.gov/individual/summary/2729630)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 63 (1996), Series 65 (2012)
- **Firm size:** 5 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://viaquestfinancial.com/

## Frequently asked questions

### Is Michael Garcia a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and ViaQuest Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, ViaQuest Financial, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### What languages does Michael work in?

Besides English, ViaQuest Financial offers service in Spanish, according to its website.

### Where is Michael Garcia based?

Michael Garcia is based in Houston, Texas.

### Is Michael Garcia registered with the SEC?

Yes. Michael Garcia is registered as an investment adviser representative in TX (CRD 2729630), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does ViaQuest Financial manage?

ViaQuest Financial reports $174.4M across 559 accounts in assets under management.

### How do I contact Michael Garcia?

Through Michael's website, viaquestfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2729630): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://viaquestfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.