# Michael Furois

> Michael Furois is a fee-only financial advisor at The Planning Associates in Phoenix, Arizona, who holds the CFP credential. Michael charges a percentage of assets, hourly fees and a one-time planning fee (one-time plans from $250 and $250 an hour) and focuses on retirement planning, divorce financial planning and pension planning.

Page: https://find.wellspent.co/advisors/michael-furois/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** The Planning Associates
- **Based in:** Phoenix, Arizona
- **Fee model:** Percentage of assets; Hourly; One-time planning fee
- **Fees (firm's website):** one-time plans from $250; $250 an hour; 1.2% a year on the first tier of assets managed
- **Assets under management (firm):** $32.2M across 53 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Divorce financial planning, Pension planning
- **CRD:** 2225743 (https://adviserinfo.sec.gov/individual/summary/2225743)
- **SEC registration:** Investment adviser representative in AZ, IN
- **Exams passed:** Series 65 (1992)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.theplanningassociates.com

## Frequently asked questions

### Is Michael Furois a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and The Planning Associates reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael charges a percentage of assets, hourly fees and a one-time planning fee.

### How much does Michael charge?

According to The Planning Associates's website, checked October 30, 2026: one-time plans from $250; $250 an hour; 1.2% a year on the first tier of assets managed.

### Where is Michael Furois based?

Michael Furois is based in Phoenix, Arizona.

### What does Michael specialize in?

Michael's specialties include retirement planning, divorce financial planning and pension planning.

### What credentials does Michael Furois hold?

Michael Furois holds the CFP credential.

### Is Michael Furois registered with the SEC?

Yes. Michael Furois is registered as an investment adviser representative in AZ and IN (CRD 2225743), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does The Planning Associates manage?

The Planning Associates reports $32.2M across 53 accounts in assets under management.

### How do I contact Michael Furois?

Through Michael's website, www.theplanningassociates.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2225743): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.theplanningassociates.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.