# Michael Cummings

> Michael Cummings is a fee-only financial advisor at Alpha Zero in Boca Raton, Florida. Alpha Zero reports charging a percentage of assets, fixed fees and performance-based fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-cummings/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Alpha Zero
- **Based in:** Boca Raton, Florida
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees; Performance-based fees
- **Assets under management (firm):** $269.8M across 456 accounts
- **Works with:** Founders, Executives
- **CRD:** 7180871 (https://adviserinfo.sec.gov/individual/summary/7180871)
- **SEC registration:** Investment adviser representative in FL, NC, TX
- **Exams passed:** Series 66 (2019)
- **Firm size:** 17 employees
- **Disclosures:** None reported
- **Website:** https://www.alphazerowealth.com

## Frequently asked questions

### Is Michael Cummings a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Alpha Zero reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, Alpha Zero, reports charging a percentage of assets, fixed fees and performance-based fees on its SEC Form ADV.

### Where is Michael Cummings based?

Michael Cummings is based in Boca Raton, Florida.

### Is Michael Cummings registered with the SEC?

Yes. Michael Cummings is registered as an investment adviser representative in FL, NC and TX (CRD 7180871), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Alpha Zero manage?

Alpha Zero reports $269.8M across 456 accounts in assets under management.

### How do I contact Michael Cummings?

Through Michael's website, www.alphazerowealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7180871): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://alphazerowealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.