# Michael Cavendish

> Michael Cavendish is a fee-only financial advisor at Vandalia Wealth in Beckley, West Virginia. Michael focuses on retirement planning, estate & legacy planning and tax planning. Vandalia Wealth reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-cavendish/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Vandalia Wealth
- **Based in:** Beckley, West Virginia
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $249.6M across 469 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning, Small business owners, Family wealth transfer
- **CRD:** 1029421 (https://adviserinfo.sec.gov/individual/summary/1029421)
- **SEC registration:** Investment adviser representative in WV
- **Exams passed:** Series 63 (1982), Series 65 (2006)
- **Firm size:** 22 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://vandaliawealth.com/

## Frequently asked questions

### Is Michael Cavendish a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Vandalia Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, Vandalia Wealth, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Michael Cavendish based?

Michael Cavendish is based in Beckley, West Virginia.

### What does Michael specialize in?

Michael's specialties include retirement planning, estate & legacy planning, tax planning, small business owners and family wealth transfer.

### Is Michael Cavendish registered with the SEC?

Yes. Michael Cavendish is registered as an investment adviser representative in WV (CRD 1029421), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Vandalia Wealth manage?

Vandalia Wealth reports $249.6M across 469 accounts in assets under management.

### How do I contact Michael Cavendish?

Through Michael's website, vandaliawealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1029421): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://vandaliawealth.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.