# Michael Cava

> Michael Cava is a fee-only financial advisor at River Street Advisors in Aurora, Illinois, who holds the CFP and CFA credentials. River Street Advisors reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-cava/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** River Street Advisors
- **Based in:** Aurora, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $539.2M across 1,081 accounts
- **Credentials:** CFP, CFA
- **CRD:** 1590094 (https://adviserinfo.sec.gov/individual/summary/1590094)
- **SEC registration:** Investment adviser representative in IL
- **Exams passed:** Series 63 (1991)
- **Firm size:** 12 employees
- **Disclosures:** None reported
- **Website:** http://www.oldsecond.com/wealth-management/wealth-management/river-street-advisors/

## Frequently asked questions

### Is Michael Cava a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and River Street Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, River Street Advisors, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Michael Cava based?

Michael Cava is based in Aurora, Illinois.

### What credentials does Michael Cava hold?

Michael Cava holds the CFP and CFA credentials.

### Is Michael Cava registered with the SEC?

Yes. Michael Cava is registered as an investment adviser representative in IL (CRD 1590094), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does River Street Advisors manage?

River Street Advisors reports $539.2M across 1,081 accounts in assets under management.

### How do I contact Michael Cava?

Through Michael's website, www.oldsecond.com/wealth-management/wealth-management/river-street-advisors.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1590094): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.