# Michael Brady

> Michael Brady is a fee-only financial advisor at Clarity Advisors in Buffalo, New York. Michael charges a percentage of assets and a one-time planning fee and focuses on small business owners, retirement planning and family wealth transfer.

Page: https://find.wellspent.co/advisors/michael-brady/
Built from public directory listings; last checked April 25, 2026.

## Facts

- **Firm:** Clarity Advisors
- **Based in:** Buffalo, New York
- **Fee model:** Percentage of assets; One-time planning fee
- **Assets under management (firm):** Under $25M
- **Specialties:** Small business owners, Retirement planning, Family wealth transfer, Estate & legacy planning, Tax planning, Founders (pre-exit)
- **Works with:** Founders, Early-career professionals, Pre-retirees, Multi-generational families
- **CRD:** 6199184 (https://adviserinfo.sec.gov/individual/summary/6199184)
- **SEC registration:** Investment adviser representative in NY
- **Exams passed:** Series 63 (2014)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** www.claritywny.com

## About

Clarity Advisors was founded in 2024 in response to the rigid, limited offerings of traditional financial firms. After more than a decade of working with clients, founder Michael Brady saw firsthand how large institutions often failed to meet the real needs of individuals, families, and business owners. He started Clarity Advisors to provide a single, reliable place for financial guidance—where clients can get the advice, strategies, and services they actually need, all under one roof.

At Clarity Advisors, we go beyond just managing investments. We help clients navigate every major financial decision, from planning for retirement to protecting their families and businesses. Our services include:
	•	Retirement Planning – Helping clients map out a path to financial independence, whether they’re decades away or already retired.
	•	Investment Management – Creating and managing portfolios tailored to each client’s risk tolerance, goals, and time horizon.
	•	Life Insurance – Evaluating coverage needs and securing policies that provide financial security for loved ones.
	•	Tax Planning & Filing – Identifying tax-saving opportunities throughout the year and handling tax preparation to ensure compliance and efficiency.
	•	Business Valuation & Exit Planning – Advising business owners on financial strategies, valuation, and long-term planning.
	•	Estate Planning (Trusts & Wills) – Ensuring assets are protected and passed on according to a client’s wishes through proper estate planning strategies.

Whether planning for the future, managing wealth, or making critical financial decisions, Clarity Advisors provides the guidance and solutions clients need—without the constraints of traditional financial firms.

## Frequently asked questions

### Is Michael Brady a fee-only financial advisor?

Yes. Michael Brady is listed in the public advisor directory (listed as fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Michael's firm.

### How does Michael charge for financial advice?

Michael charges a percentage of assets and a one-time planning fee.

### Where is Michael Brady based?

Michael Brady is based in Buffalo, New York.

### What does Michael specialize in?

Michael's specialties include small business owners, retirement planning, family wealth transfer, estate & legacy planning, tax planning and founders (pre-exit). Michael works with founders, early-career professionals, pre-retirees and multi-generational families.

### Is Michael Brady registered with the SEC?

Yes. Michael Brady is registered as an investment adviser representative in NY (CRD 6199184), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Clarity Advisors manage?

Clarity Advisors reports Under $25M in assets under management.

### How do I contact Michael Brady?

Through Michael's website, www.claritywny.com.

## Sources

- Public advisor directory: listed as fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://claritywny.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.