# Michael Aidem

> Michael Aidem is a fee-only financial advisor at A & L Financial Services in Rochester, Michigan. A & L Financial Services reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/michael-aidem/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** A & L Financial Services
- **Based in:** Rochester, Michigan
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $53.7M across 129 accounts
- **CRD:** 7369665 (https://adviserinfo.sec.gov/individual/summary/7369665)
- **SEC registration:** Investment adviser representative in MI, TX
- **Exams passed:** Series 65 (2021)
- **Firm size:** 3 employees
- **Disclosures:** None reported

## Frequently asked questions

### Is Michael Aidem a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and A & L Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Michael charge for financial advice?

Michael's firm, A & L Financial Services, reports charging a percentage of assets on its SEC Form ADV.

### Where is Michael Aidem based?

Michael Aidem is based in Rochester, Michigan.

### Is Michael Aidem registered with the SEC?

Yes. Michael Aidem is registered as an investment adviser representative in MI and TX (CRD 7369665), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does A & L Financial Services manage?

A & L Financial Services reports $53.7M across 129 accounts in assets under management.

### How do I contact Michael Aidem?

Contact details aren't on file yet. Search for A & L Financial Services.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7369665): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.