# Melissa McGOWAN

> Melissa McGOWAN is a fee-only financial advisor at Sharkey Howes & Javer in Denver, Colorado, who holds the CFP credential. Sharkey Howes & Javer reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/melissa-mcgowan/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Sharkey Howes & Javer
- **Based in:** Denver, Colorado
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.13B across 2,397 accounts
- **Credentials:** CFP
- **CRD:** 6156436 (https://adviserinfo.sec.gov/individual/summary/6156436)
- **SEC registration:** Investment adviser representative in CO
- **Firm size:** 13 employees
- **Disclosures:** None reported
- **Website:** https://itunes.apple.com/al/podcast/sharkey-howes-javer/id1041517113?mt=2

## Frequently asked questions

### Is Melissa McGOWAN a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Melissa holds no broker registration, and Sharkey Howes & Javer reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Melissa charge for financial advice?

Melissa's firm, Sharkey Howes & Javer, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Melissa McGOWAN based?

Melissa McGOWAN is based in Denver, Colorado.

### What credentials does Melissa McGOWAN hold?

Melissa McGOWAN holds the CFP credential.

### Is Melissa McGOWAN registered with the SEC?

Yes. Melissa McGOWAN is registered as an investment adviser representative in CO (CRD 6156436), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Sharkey Howes & Javer manage?

Sharkey Howes & Javer reports $1.13B across 2,397 accounts in assets under management.

### How do I contact Melissa McGOWAN?

Through Melissa's website, itunes.apple.com/al/podcast/sharkey-howes-javer/id1041517113?mt=2.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6156436): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.