# Melissa Lowther

> Melissa Lowther is a fee-only financial advisor at Alturas Wealth Management in Eagle, Idaho, who holds the PFS credential. Melissa focuses on tax planning, retirement planning and estate & legacy planning. Alturas Wealth Management reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/melissa-lowther/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Alturas Wealth Management
- **Based in:** Eagle, Idaho
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $47.1M across 127 accounts
- **Credentials:** PFS
- **Specialties:** Tax planning, Retirement planning, Estate & legacy planning
- **CRD:** 5752281 (https://adviserinfo.sec.gov/individual/summary/5752281)
- **SEC registration:** Investment adviser representative in ID, WA
- **Exams passed:** Series 66 (2018)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.alturaswm.com

## Frequently asked questions

### Is Melissa Lowther a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Melissa holds no broker registration, and Alturas Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Melissa charge for financial advice?

Melissa's firm, Alturas Wealth Management, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Melissa Lowther based?

Melissa Lowther is based in Eagle, Idaho.

### What does Melissa specialize in?

Melissa's specialties include tax planning, retirement planning and estate & legacy planning.

### What credentials does Melissa Lowther hold?

Melissa Lowther holds the PFS credential.

### Is Melissa Lowther registered with the SEC?

Yes. Melissa Lowther is registered as an investment adviser representative in ID and WA (CRD 5752281), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Alturas Wealth Management manage?

Alturas Wealth Management reports $47.1M across 127 accounts in assets under management.

### How do I contact Melissa Lowther?

Through Melissa's website, www.alturaswm.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5752281): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.alturaswm.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.