# Melissa Ellis

> Melissa Ellis is a fee-only financial advisor at Sapphire Wealth Planning LLC in Overland Park, Kansas, who holds the CFP and CDFA credentials. Melissa charges a percentage of assets and an ongoing planning fee (no asset minimum) and focuses on divorce financial planning.

Page: https://find.wellspent.co/advisors/melissa-ellis/
Built from public directory listings; last checked October 28, 2026.

## Facts

- **Firm:** Sapphire Wealth Planning LLC
- **Based in:** Overland Park, Kansas
- **Fee model:** Percentage of assets; Ongoing planning fee
- **Fees (firm's website):** no asset minimum
- **Assets under management (firm):** $11.6M across 185 accounts
- **Credentials:** CFP, CDFA
- **Specialties:** Divorce financial planning
- **Works with:** Divorced individuals
- **CRD:** 5605893 (https://adviserinfo.sec.gov/individual/summary/5605893)
- **SEC registration:** Investment adviser representative in KS, MO, TX
- **Exams passed:** Series 66 (2009)
- **Firm size:** 2 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://sapphirewealthplanning.com

## Frequently asked questions

### Is Melissa Ellis a fee-only financial advisor?

Yes. Melissa Ellis is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Melissa's firm.

### How does Melissa Ellis charge for financial advice?

Melissa Ellis charges a percentage of assets and an ongoing planning fee.

### How much does Melissa Ellis charge?

According to Sapphire Wealth Planning LLC's website, checked October 28, 2026: no asset minimum.

### Where is Melissa Ellis based?

Melissa Ellis is based in Overland Park, Kansas.

### What does Melissa Ellis specialize in?

Melissa Ellis's specialties include divorce financial planning. Melissa works with divorced individuals.

### What credentials does Melissa Ellis hold?

Melissa Ellis holds the CFP and CDFA credentials.

### Is Melissa Ellis registered with the SEC?

Yes. Melissa Ellis is registered as an investment adviser representative in KS, MO and TX (CRD 5605893), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. The record lists disclosures; see the SEC record for details.

### How much does Sapphire Wealth Planning LLC manage?

Sapphire Wealth Planning LLC reports $11.6M across 185 accounts in assets under management.

### How do I contact Melissa Ellis?

Through Melissa Ellis's website, sapphirewealthplanning.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/melissa-ellis-10682): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://sapphirewealthplanning.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.