# Meg Bartelt

> Meg Bartelt is a fee-only financial advisor at Flow Financial Planning in Bellingham, Washington, who holds the CFP, MSFP and RICP credentials. Flow Financial Planning reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/meg-bartelt/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Flow Financial Planning
- **Based in:** Bellingham, Washington
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $94.1M across 286 accounts
- **Credentials:** CFP, MSFP, RICP
- **CRD:** 6619860 (https://adviserinfo.sec.gov/individual/summary/6619860)
- **SEC registration:** Investment adviser representative in CA, NY, WA
- **Exams passed:** Series 65 (2015)
- **Firm size:** 2 employees
- **Disclosures:** None reported

## Frequently asked questions

### Is Meg Bartelt a fee-only financial advisor?

Yes. Meg Bartelt is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Meg's firm.

### How does Meg charge for financial advice?

Meg's firm, Flow Financial Planning, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Meg Bartelt based?

Meg Bartelt is based in Bellingham, Washington.

### What credentials does Meg Bartelt hold?

Meg Bartelt holds the CFP, MSFP and RICP credentials.

### Is Meg Bartelt registered with the SEC?

Yes. Meg Bartelt is registered as an investment adviser representative in CA, NY and WA (CRD 6619860), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Flow Financial Planning manage?

Flow Financial Planning reports $94.1M across 286 accounts in assets under management.

### How do I contact Meg Bartelt?

Contact details aren't on file yet. Search for Flow Financial Planning.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/meg-bartelt-10372): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.