# Meaghan Brugge

> Meaghan Brugge is a fee-only financial advisor at Headwaters Financial Planning in Granby, Colorado. Meaghan focuses on retirement planning. Headwaters Financial Planning reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/meaghan-brugge/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Headwaters Financial Planning
- **Based in:** Granby, Colorado
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $900K across 8 accounts
- **Specialties:** Retirement planning
- **CRD:** 7866074 (https://adviserinfo.sec.gov/individual/summary/7866074)
- **SEC registration:** Investment adviser representative in CO
- **Exams passed:** Series 65 (2024)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.headwatersfinancialadvisor.com

## Frequently asked questions

### Is Meaghan Brugge a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Meaghan holds no broker registration, and Headwaters Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Meaghan charge for financial advice?

Meaghan's firm, Headwaters Financial Planning, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Meaghan Brugge based?

Meaghan Brugge is based in Granby, Colorado.

### What does Meaghan specialize in?

Meaghan's specialties include retirement planning.

### Is Meaghan Brugge registered with the SEC?

Yes. Meaghan Brugge is registered as an investment adviser representative in CO (CRD 7866074), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Headwaters Financial Planning manage?

Headwaters Financial Planning reports $900K across 8 accounts in assets under management.

### How do I contact Meaghan Brugge?

Through Meaghan's website, www.headwatersfinancialadvisor.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7866074): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.headwatersfinancialadvisor.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.