# Maureen Demers

> Maureen Demers is a fee-only financial advisor at Demers Financial Planning in North Andover, Massachusetts, who holds the CFP credential. Maureen charges a percentage of assets, a one-time planning fee and an ongoing planning fee (one-time plans from $3,000) and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/maureen-demers/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Demers Financial Planning
- **Based in:** North Andover, Massachusetts
- **Fee model:** Percentage of assets; One-time planning fee; Ongoing planning fee
- **Fees (firm's website):** one-time plans from $3,000
- **Assets under management (firm):** $25.7M across 83 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning, Pension planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 2835045 (https://adviserinfo.sec.gov/individual/summary/2835045)
- **SEC registration:** Investment adviser representative in MA
- **Exams passed:** Series 63 (1996)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.demersfinancial.com

## Frequently asked questions

### Is Maureen Demers a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Maureen holds no broker registration, and Demers Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Maureen charge for financial advice?

Maureen charges a percentage of assets, a one-time planning fee and an ongoing planning fee.

### How much does Maureen charge?

According to Demers Financial Planning's website, checked October 30, 2026: one-time plans from $3,000.

### Where is Maureen Demers based?

Maureen Demers is based in North Andover, Massachusetts.

### What does Maureen specialize in?

Maureen's specialties include retirement planning, tax planning, estate & legacy planning and pension planning. Maureen works with retirees and pre-retirees.

### What credentials does Maureen Demers hold?

Maureen Demers holds the CFP credential.

### Is Maureen Demers registered with the SEC?

Yes. Maureen Demers is registered as an investment adviser representative in MA (CRD 2835045), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Demers Financial Planning manage?

Demers Financial Planning reports $25.7M across 83 accounts in assets under management.

### How do I contact Maureen Demers?

Through Maureen's website, www.demersfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2835045): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://demersfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.