# Matthew Phillips

> Matthew Phillips is a fee-only financial advisor at Navigate Financial in Salt Lake City, Utah. Matthew charges a percentage of assets and an ongoing planning fee (ongoing planning from $299.88 a year and 0.5%–1% a year of assets managed).

Page: https://find.wellspent.co/advisors/matthew-phillips/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Navigate Financial
- **Based in:** Salt Lake City, Utah
- **Fee model:** Percentage of assets; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $299.88 a year; 0.5%–1% a year of assets managed; no asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $337.9M across 278 accounts
- **CRD:** 8297149 (https://adviserinfo.sec.gov/individual/summary/8297149)
- **SEC registration:** Investment adviser representative in UT
- **Exams passed:** Series 65 (2026)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://navigatefinancial.com

## Frequently asked questions

### Is Matthew Phillips a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Matthew holds no broker registration, and Navigate Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Matthew charge for financial advice?

Matthew charges a percentage of assets and an ongoing planning fee.

### How much does Matthew charge?

According to Navigate Financial's website, checked October 30, 2026: ongoing planning from $299.88 a year; 0.5%–1% a year of assets managed; no asset minimum.

### Does Matthew work with clients virtually?

Yes. Navigate Financial says on its website that it works with clients remotely.

### Where is Matthew Phillips based?

Matthew Phillips is based in Salt Lake City, Utah.

### Is Matthew Phillips registered with the SEC?

Yes. Matthew Phillips is registered as an investment adviser representative in UT (CRD 8297149), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Navigate Financial manage?

Navigate Financial reports $337.9M across 278 accounts in assets under management.

### How do I contact Matthew Phillips?

Through Matthew's website, navigatefinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8297149): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://navigatefinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.