# Matthew Pederson

> Matthew Pederson is a fee-only financial advisor at MP3 Finance in Cameron Park, California. Matthew focuses on retirement planning and small business owners. MP3 Finance reports charging hourly fees, a subscription and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/matthew-pederson/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** MP3 Finance
- **Based in:** Cameron Park, California
- **Fee model (firm's Form ADV):** Hourly; Subscription; Fixed fees
- **Assets under management (firm):** $1.8M across 16 accounts
- **Specialties:** Retirement planning, Small business owners
- **Works with:** Pre-retirees, Early-career professionals
- **CRD:** 7922207 (https://adviserinfo.sec.gov/individual/summary/7922207)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (2024), Series 65 (2023)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://mp3finance.com/

## Frequently asked questions

### Is Matthew Pederson a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Matthew holds no broker registration, and MP3 Finance reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Matthew charge for financial advice?

Matthew's firm, MP3 Finance, reports charging hourly fees, a subscription and fixed fees on its SEC Form ADV.

### Where is Matthew Pederson based?

Matthew Pederson is based in Cameron Park, California.

### What does Matthew specialize in?

Matthew's specialties include retirement planning and small business owners. Matthew works with pre-retirees and early-career professionals.

### Is Matthew Pederson registered with the SEC?

Yes. Matthew Pederson is registered as an investment adviser representative in CA (CRD 7922207), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does MP3 Finance manage?

MP3 Finance reports $1.8M across 16 accounts in assets under management.

### How do I contact Matthew Pederson?

Through Matthew's website, mp3finance.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7922207): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://mp3finance.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.