# Matthew McCoy

> Matthew McCoy is a fee-only financial advisor at Southbound Wealth LLC in Rock Hill, South Carolina, who holds the CFP credential. Matthew charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee (ongoing planning from $3,000 a year) and focuses on small business owners, retirement planning and equity compensation.

Page: https://find.wellspent.co/advisors/matthew-mccoy/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Southbound Wealth LLC
- **Based in:** Rock Hill, South Carolina
- **Fee model:** Flat fee or retainer; Ongoing planning fee; One-time planning fee
- **Fees (firm's website):** ongoing planning from $3,000 a year
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $4.1M across 37 accounts
- **Credentials:** CFP
- **Specialties:** Small business owners, Retirement planning, Equity compensation
- **Works with:** Pre-retirees
- **CRD:** 6779975 (https://adviserinfo.sec.gov/individual/summary/6779975)
- **SEC registration:** Investment adviser representative in NC, SC, TX
- **Exams passed:** Series 63 (2017)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://southboundwealth.com

## Frequently asked questions

### Is Matthew McCoy a fee-only financial advisor?

Yes. Matthew McCoy is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Matthew's firm.

### How does Matthew charge for financial advice?

Matthew charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee.

### How much does Matthew charge?

According to Southbound Wealth LLC's website, checked October 28, 2026: ongoing planning from $3,000 a year.

### Does Matthew work with clients virtually?

Yes. Southbound Wealth LLC says on its website that it works with clients remotely.

### Where is Matthew McCoy based?

Matthew McCoy is based in Rock Hill, South Carolina.

### What does Matthew specialize in?

Matthew's specialties include small business owners, retirement planning and equity compensation. Matthew works with pre-retirees.

### What credentials does Matthew McCoy hold?

Matthew McCoy holds the CFP credential.

### Is Matthew McCoy registered with the SEC?

Yes. Matthew McCoy is registered as an investment adviser representative in NC, SC and TX (CRD 6779975), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Southbound Wealth LLC manage?

Southbound Wealth LLC reports $4.1M across 37 accounts in assets under management.

### How do I contact Matthew McCoy?

Through Matthew's website, southboundwealth.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/52277): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.southboundwealth.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.