# Matthew Hale

> Matthew Hale is a fee-only financial advisor at Make the Memory Financial Planning in Johnson City, Tennessee, who holds the CFP credential. Matthew charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee (ongoing planning from $10,000 a year and one-time plans from $1,500) and focuses on international & expat planning, flat-fee planning and tax planning.

Page: https://find.wellspent.co/advisors/matthew-hale/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Make the Memory Financial Planning
- **Based in:** Johnson City, Tennessee
- **Fee model:** Flat fee or retainer; Ongoing planning fee; One-time planning fee
- **Fees (firm's website):** ongoing planning from $10,000 a year; one-time plans from $1,500
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $8.8M across 161 accounts
- **Credentials:** CFP
- **Specialties:** International & expat planning, Flat-fee planning, Tax planning, Equity compensation, Small business owners, Retirement planning
- **Works with:** Cross-border families
- **CRD:** 5790390 (https://adviserinfo.sec.gov/individual/summary/5790390)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 63 (2010), Series 65 (2015)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://mtmplanning.com

## Frequently asked questions

### Is Matthew Hale a fee-only financial advisor?

Yes. Matthew Hale is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Matthew's firm.

### How does Matthew charge for financial advice?

Matthew charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee.

### How much does Matthew charge?

According to Make the Memory Financial Planning's website, checked October 28, 2026: ongoing planning from $10,000 a year; one-time plans from $1,500.

### Where is Matthew Hale based?

Matthew Hale is based in Johnson City, Tennessee.

### What does Matthew specialize in?

Matthew's specialties include international & expat planning, flat-fee planning, tax planning, equity compensation, small business owners and retirement planning. Matthew works with cross-border families.

### What credentials does Matthew Hale hold?

Matthew Hale holds the CFP credential.

### Is Matthew Hale registered with the SEC?

Yes. Matthew Hale is registered as an investment adviser representative in TX (CRD 5790390), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Make the Memory Financial Planning manage?

Make the Memory Financial Planning reports $8.8M across 161 accounts in assets under management.

### How do I contact Matthew Hale?

Through Matthew's website, mtmplanning.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/51725): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.mtmplanning.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.