# Matthew Etzler > Matthew Etzler is a fee-only financial advisor at Etzler Financial Advisors, LLC in Red Bluff, California, who holds the CFP credential. Matthew charges hourly fees, a subscription and a one-time planning fee (ongoing planning from $2,000 a year and one-time plans from $3,000) and focuses on small business owners, retirement planning and family wealth transfer. Page: https://find.wellspent.co/advisors/matthew-etzler/ Built from public directory listings; last checked April 25, 2026. ## Facts - **Firm:** Etzler Financial Advisors, LLC - **Based in:** Red Bluff, California - **Fee model:** Hourly; Subscription; One-time planning fee - **Fees (firm's website):** ongoing planning from $2,000 a year; one-time plans from $3,000; $250 an hour - **Accepting new clients:** Not currently (firm's website) - **Assets under management (firm):** $25M - $100M - **Credentials:** CFP - **Specialties:** Small business owners, Retirement planning, Family wealth transfer, Pension planning, Flat-fee planning - **Works with:** High earners, HENRY (High Earners, Not Rich Yet), Executives, Founders, Retirees, Pre-retirees, Early-career professionals - **CRD:** 1283701 (https://adviserinfo.sec.gov/individual/summary/1283701) - **SEC registration:** Investment adviser representative in CA, TX - **Exams passed:** Series 63 (2002) - **Firm size:** 1 employee - **Disclosures:** None reported - **Website:** www.etzlerfinancial.com ## About At Etzler Financial Advisors, we believe financial planning should be transparent, accessible, and focused entirely on your best interests. As a fee-only fiduciary firm, we do not sell products, earn commissions, or charge fees based on your assets. Instead, we provide advice-only services on a time-based model. This means you get comprehensive, conflict-free guidance tailored to your situation—not a sales pitch or a “one-size-fits-all” strategy. Our work begins with a deep dive into your full financial picture—retirement readiness, tax planning, Social Security and pension decisions, estate planning, investments, insurance, and cash flow management. We then help you prioritize what matters most and design strategies to move you toward your goals. Because your needs may change over time, we stay by your side as a resource, available when you need us, for ongoing advice, course corrections, and peace of mind. Our approach is “strategy before structure,” ensuring that every recommendation is built on a clear understanding of your values, objectives, and circumstances. With more than 30 years of experience and a strong commitment to fiduciary standards, Etzler Financial Advisors serves individuals, couples, and families who want unbiased, professional guidance without the hidden costs or conflicts of traditional asset-based models. Whether you are approaching retirement, navigating tax-efficient distribution strategies, evaluating investment options, or simply looking for clarity in your financial life, we provide the expertise, structure, and support to help you make informed decisions with confidence. ## Frequently asked questions ### Is Matthew Etzler a fee-only financial advisor? Yes. Matthew Etzler is listed in the public advisor directory (listed as fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Matthew's firm. ### How does Matthew charge for financial advice? Matthew charges hourly fees, a subscription and a one-time planning fee. ### How much does Matthew charge? According to Etzler Financial Advisors, LLC's website, checked October 28, 2026: ongoing planning from $2,000 a year; one-time plans from $3,000; $250 an hour. ### Where is Matthew Etzler based? Matthew Etzler is based in Red Bluff, California. ### What does Matthew specialize in? Matthew's specialties include small business owners, retirement planning, family wealth transfer, pension planning and flat-fee planning. Matthew works with high earners, HENRY (High Earners, Not Rich Yet), executives, founders and retirees. ### What credentials does Matthew Etzler hold? Matthew Etzler holds the CFP credential. ### Is Matthew Etzler registered with the SEC? Yes. Matthew Etzler is registered as an investment adviser representative in CA and TX (CRD 1283701), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. ### How much does Etzler Financial Advisors, LLC manage? Etzler Financial Advisors, LLC reports $25M - $100M in assets under management. ### How do I contact Matthew Etzler? Through Matthew's website, www.etzlerfinancial.com. ## Sources - Public advisor directory: listed as fee-only - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026 - The firm's website (https://www.etzlerfinancial.com/): specialties, clients served, and fees, checked October 28, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.