# Matt Sheers > Matt Sheers is a fee-only financial advisor at Sheer Empowerment Financial in Plymouth, New Hampshire, who holds the CFP and CFA credentials. Matt charges a subscription, a one-time planning fee and hourly fees (ongoing planning from $2,600 a year and one-time plans from $1,250) and focuses on small business owners, tax planning and equity compensation. Page: https://find.wellspent.co/advisors/matt-sheers/ Built from public directory listings; last checked April 21, 2026. ## Facts - **Firm:** Sheer Empowerment Financial - **Based in:** Plymouth, New Hampshire - **Fee model:** Subscription; One-time planning fee; Hourly - **Fees (firm's website):** ongoing planning from $2,600 a year; one-time plans from $1,250 - **Fees (Advice-Only Network profile):** subscription from $650 a quarter; one-time plans from $3,750; $300 an hour - **Works virtually:** Yes (Advice-Only Network profile) - **Accepting new clients:** Yes (firm's website) - **Credentials:** CFP, CFA - **Specialties:** Small business owners, Tax planning, Equity compensation, Flat-fee planning, Student loans, Estate & legacy planning - **Works with:** Early-career professionals, Mid-life transitions - **CRD:** 5087660 (https://adviserinfo.sec.gov/individual/summary/5087660) - **SEC registration:** Investment adviser representative in ME, NH, TX - **Firm size:** 1 employee - **Disclosures:** None reported - **Website:** https://sheerempowerment.com ## About Matt Sheers is a flat-fee, advice-only planner at Sheer Empowerment Financial in New Hampshire. He works with mid-career individuals and couples facing change and complexity, such as career moves, growing families, business ownership or finances that have outgrown a do-it-yourself approach. He does not sell products or manage money on commission. Matt spent years in traditional wealth management serving very high-net-worth clients and saw how often quality advice was reserved for the wealthy. In 2018 he left a large firm and moved from Boston to New Hampshire to build a life around health, family and purposeful work, and he designed his practice to make comprehensive planning more accessible. A CFP® and CFA® holder, Matt pairs investment knowledge with practical planning. Clients describe him as thoughtful, judgment-free and strategic, and he aims to be a thought partner who helps them weigh options and trade-offs. ## Frequently asked questions ### Is Matt Sheers a fee-only financial advisor? Yes. Matt Sheers is listed in the XY Planning Network directory (XYPN members are fee-only) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Matt's firm. ### How does Matt charge for financial advice? Matt charges a subscription, a one-time planning fee and hourly fees. ### How much does Matt charge? According to Sheer Empowerment Financial's website, checked October 28, 2026: ongoing planning from $2,600 a year; one-time plans from $1,250. ### Does Matt work with clients virtually? Yes. Matt's Advice-Only Network profile says they meet with clients virtually. ### Where is Matt Sheers based? Matt Sheers is based in Plymouth, New Hampshire. ### What does Matt specialize in? Matt's specialties include small business owners, tax planning, equity compensation, flat-fee planning, student loans and estate & legacy planning. Matt works with early-career professionals and mid-life transitions. ### What credentials does Matt Sheers hold? Matt Sheers holds the CFP and CFA credentials. ### Is Matt Sheers registered with the SEC? Yes. Matt Sheers is registered as an investment adviser representative in ME, NH and TX (CRD 5087660), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. ### How do I contact Matt Sheers? Through Matt's website, sheerempowerment.com. ## Sources - XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/matt-sheers-54103): XYPN members are fee-only - Advice-Only Network listing: advice-only practices, no product sales - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026 - The firm's website (https://sheerempowerment.com/): specialties, clients served, and fees, checked October 28, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.