# Matt Morizio > Matt Morizio is a fee-only financial advisor at Reconstructing Wealth in Daniel Island, South Carolina. Matt charges a percentage of assets, a flat fee or retainer, hourly fees and a one-time planning fee (2% a year on the first tier of assets managed) and focuses on small business owners, retirement planning and sustainable & impact investing. Page: https://find.wellspent.co/advisors/matt-morizio/ Built from public directory listings; last checked April 25, 2026. ## Facts - **Firm:** Reconstructing Wealth - **Based in:** Daniel Island, South Carolina - **Fee model:** Percentage of assets; Flat fee or retainer; Hourly; One-time planning fee - **Fees (firm's website):** 2% a year on the first tier of assets managed - **Assets under management (firm):** $25M - $100M - **Specialties:** Small business owners, Retirement planning, Sustainable & impact investing, Family wealth transfer - **Works with:** HENRY (High Earners, Not Rich Yet), High earners, Founders, Pre-retirees, Early-career professionals - **CRD:** 6793999 (https://adviserinfo.sec.gov/individual/summary/6793999) - **SEC registration:** Investment adviser representative in MA, SC - **Exams passed:** Series 65 (2017) - **Firm size:** 1 employee - **Disclosures:** None reported - **Website:** www.reconstructingwealth.com ## About Reconstructing Wealth exists to help growth-minded families and high performers reclaim confidence with their money and align it with the life they are called to live. We believe wealth should be a tool for impact, not a source of confusion or stress. That’s why we do things differently. When it comes to investing, we don’t outsource your future or hide behind complicated funds. Instead, we build portfolios of carefully chosen individual stocks. Our approach is so clear and transparent that you’ll be able to articulate the strategy yourself. No black boxes. No jargon. Just a straightforward method designed to keep you connected to how your wealth is being built. But investments are only one piece of the picture. True financial health comes from having a plan you actually understand and believe in. We use planning tools that put you at the center of your financial story—not us. You’re the hero. We’re simply the guide, helping you navigate the complexity of money with clarity, wisdom, and confidence. At Reconstructing Wealth, our goal is not to dazzle you with complexity but to empower you with simplicity. We come alongside families and entrepreneurs who want their money to fuel their calling, their families, and their legacy. Together, we remove money stress, create clarity, and chart a path that allows you to live with greater freedom and purpose. Reconstructing Wealth isn’t about chasing trends—it’s about building wealth intentionally, transparently, and in a way that supports the life you were made to live. ## Frequently asked questions ### Is Matt Morizio a fee-only financial advisor? Yes. Matt Morizio is listed in the public advisor directory (listed as fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Matt's firm. ### How does Matt charge for financial advice? Matt charges a percentage of assets, a flat fee or retainer, hourly fees and a one-time planning fee. ### How much does Matt charge? According to Reconstructing Wealth's website, checked October 28, 2026: 2% a year on the first tier of assets managed. ### Where is Matt Morizio based? Matt Morizio is based in Daniel Island, South Carolina. ### What does Matt specialize in? Matt's specialties include small business owners, retirement planning, sustainable & impact investing and family wealth transfer. Matt works with HENRY (High Earners, Not Rich Yet), high earners, founders, pre-retirees and early-career professionals. ### Is Matt Morizio registered with the SEC? Yes. Matt Morizio is registered as an investment adviser representative in MA and SC (CRD 6793999), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. ### How much does Reconstructing Wealth manage? Reconstructing Wealth reports $25M - $100M in assets under management. ### How do I contact Matt Morizio? Through Matt's website, www.reconstructingwealth.com. ## Sources - Public advisor directory: listed as fee-only - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026 - The firm's website (https://reconstructingwealth.com/): specialties, clients served, and fees, checked October 28, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.