# Matt Lincoln

> Matt Lincoln is a fee-only financial advisor at Cadence Planning LLC in Frederick, Maryland, who holds the CFP and EA credentials. Matt charges an ongoing planning fee (ongoing planning from $6,000 a year) and focuses on tax planning.

Page: https://find.wellspent.co/advisors/matt-lincoln/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Cadence Planning LLC
- **Based in:** Frederick, Maryland
- **Fee model:** Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $6,000 a year
- **Works virtually:** Yes (firm's website)
- **Assets under management (firm):** $12.0M across 34 accounts
- **Credentials:** CFP, EA
- **Specialties:** Tax planning
- **CRD:** 7526176 (https://adviserinfo.sec.gov/individual/summary/7526176)
- **SEC registration:** Investment adviser representative in MD
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://cadenceplanningllc.com

## Frequently asked questions

### Is Matt Lincoln a fee-only financial advisor?

Yes. Matt Lincoln is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Matt's firm.

### How does Matt charge for financial advice?

Matt charges an ongoing planning fee.

### How much does Matt charge?

According to Cadence Planning LLC's website, checked October 28, 2026: ongoing planning from $6,000 a year.

### Does Matt work with clients virtually?

Yes. Cadence Planning LLC says on its website that it works with clients remotely.

### Where is Matt Lincoln based?

Matt Lincoln is based in Frederick, Maryland.

### What does Matt specialize in?

Matt's specialties include tax planning.

### What credentials does Matt Lincoln hold?

Matt Lincoln holds the CFP and EA credentials.

### Is Matt Lincoln registered with the SEC?

Yes. Matt Lincoln is registered as an investment adviser representative in MD (CRD 7526176), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Cadence Planning LLC manage?

Cadence Planning LLC reports $12.0M across 34 accounts in assets under management.

### How do I contact Matt Lincoln?

Through Matt's website, cadenceplanningllc.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/matt-lincoln-11127): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://cadenceplanningllc.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.