# Mary Thomas-Spruill

> Mary Thomas-Spruill is a fee-only financial advisor at Serene Financial Solutions in Gaithersburg, Maryland, who holds the ChFC credential. Mary focuses on tax planning and small business owners. Serene Financial Solutions reports charging hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/mary-thomas-spruill/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Serene Financial Solutions
- **Based in:** Gaithersburg, Maryland
- **Fee model (firm's Form ADV):** Hourly; Fixed fees
- **Assets under management (firm):** $7.8M across 35 accounts
- **Credentials:** ChFC
- **Specialties:** Tax planning, Small business owners
- **Works with:** Founders
- **CRD:** 7289692 (https://adviserinfo.sec.gov/individual/summary/7289692)
- **SEC registration:** Investment adviser representative in MD, VA
- **Exams passed:** Series 65 (2020)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.serenefinancialsolutions.com

## Frequently asked questions

### Is Mary Thomas-Spruill a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Mary holds no broker registration, and Serene Financial Solutions reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Mary charge for financial advice?

Mary's firm, Serene Financial Solutions, reports charging hourly fees and fixed fees on its SEC Form ADV.

### Where is Mary Thomas-Spruill based?

Mary Thomas-Spruill is based in Gaithersburg, Maryland.

### What does Mary specialize in?

Mary's specialties include tax planning and small business owners. Mary works with founders.

### What credentials does Mary Thomas-Spruill hold?

Mary Thomas-Spruill holds the ChFC credential.

### Is Mary Thomas-Spruill registered with the SEC?

Yes. Mary Thomas-Spruill is registered as an investment adviser representative in MD and VA (CRD 7289692), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Serene Financial Solutions manage?

Serene Financial Solutions reports $7.8M across 35 accounts in assets under management.

### How do I contact Mary Thomas-Spruill?

Through Mary's website, www.serenefinancialsolutions.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7289692): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.serenefinancialsolutions.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.