# Martin Kelman

> Martin Kelman is a fee-only financial advisor at Kelman-Lazarov in Memphis, Tennessee, who holds the CFP credential. Martin focuses on retirement planning, estate & legacy planning and tax planning. Kelman-Lazarov reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/martin-kelman/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Kelman-Lazarov
- **Based in:** Memphis, Tennessee
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $894.6M across 1,512 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning, Family wealth transfer
- **Works with:** Multi-generational families
- **CRD:** 1006879 (https://adviserinfo.sec.gov/individual/summary/1006879)
- **SEC registration:** Investment adviser representative in LA, TN, TX
- **Exams passed:** Series 63 (1981)
- **Firm size:** 17 employees
- **Disclosures:** None reported
- **Website:** http://www.kelman-lazarov.com

## Frequently asked questions

### Is Martin Kelman a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Martin holds no broker registration, and Kelman-Lazarov reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Martin charge for financial advice?

Martin's firm, Kelman-Lazarov, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Martin Kelman based?

Martin Kelman is based in Memphis, Tennessee.

### What does Martin specialize in?

Martin's specialties include retirement planning, estate & legacy planning, tax planning and family wealth transfer. Martin works with multi-generational families.

### What credentials does Martin Kelman hold?

Martin Kelman holds the CFP credential.

### Is Martin Kelman registered with the SEC?

Yes. Martin Kelman is registered as an investment adviser representative in LA, TN and TX (CRD 1006879), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Kelman-Lazarov manage?

Kelman-Lazarov reports $894.6M across 1,512 accounts in assets under management.

### How do I contact Martin Kelman?

Through Martin's website, www.kelman-lazarov.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1006879): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://kelman-lazarov.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.