# Mark Garbacik

> Mark Garbacik is a fee-only financial advisor at OLD Oak Financial Planning in Brighton, Michigan, who holds the CFP credential. OLD Oak Financial Planning reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/mark-garbacik/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** OLD Oak Financial Planning
- **Based in:** Brighton, Michigan
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $160.3M across 653 accounts
- **Credentials:** CFP
- **CRD:** 1522425 (https://adviserinfo.sec.gov/individual/summary/1522425)
- **SEC registration:** Investment adviser representative in FL, MI
- **Exams passed:** Series 63 (1992)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.oldoakfinancial.com

## Frequently asked questions

### Is Mark Garbacik a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Mark holds no broker registration, and OLD Oak Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Mark charge for financial advice?

Mark's firm, OLD Oak Financial Planning, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Mark Garbacik based?

Mark Garbacik is based in Brighton, Michigan.

### What credentials does Mark Garbacik hold?

Mark Garbacik holds the CFP credential.

### Is Mark Garbacik registered with the SEC?

Yes. Mark Garbacik is registered as an investment adviser representative in FL and MI (CRD 1522425), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does OLD Oak Financial Planning manage?

OLD Oak Financial Planning reports $160.3M across 653 accounts in assets under management.

### How do I contact Mark Garbacik?

Through Mark's website, www.oldoakfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1522425): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.