# Maricela Ramos

> Maricela Ramos is a fee-only financial advisor at MAR Wealth Management Services in West Palm Beach, Florida, who holds the CFP credential. MAR Wealth Management Services reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/maricela-ramos/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** MAR Wealth Management Services
- **Based in:** West Palm Beach, Florida
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $125.1M across 133 accounts
- **Credentials:** CFP
- **CRD:** 3238893 (https://adviserinfo.sec.gov/individual/summary/3238893)
- **SEC registration:** Investment adviser representative in FL, TX
- **Exams passed:** Series 66 (2002)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.marwealthmanagement.com/

## Frequently asked questions

### Is Maricela Ramos a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Maricela holds no broker registration, and MAR Wealth Management Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Maricela charge for financial advice?

Maricela's firm, MAR Wealth Management Services, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Maricela Ramos based?

Maricela Ramos is based in West Palm Beach, Florida.

### What credentials does Maricela Ramos hold?

Maricela Ramos holds the CFP credential.

### Is Maricela Ramos registered with the SEC?

Yes. Maricela Ramos is registered as an investment adviser representative in FL and TX (CRD 3238893), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does MAR Wealth Management Services manage?

MAR Wealth Management Services reports $125.1M across 133 accounts in assets under management.

### How do I contact Maricela Ramos?

Through Maricela's website, www.marwealthmanagement.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/3238893): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.