# Margaret Justus

> Margaret Justus is a fee-only financial advisor at Hardy Reed in Oxford, Mississippi, who holds the CFP credential. Hardy Reed reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/margaret-justus/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Hardy Reed
- **Based in:** Oxford, Mississippi
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $2.89B across 997 accounts
- **Credentials:** CFP
- **CRD:** 4763785 (https://adviserinfo.sec.gov/individual/summary/4763785)
- **SEC registration:** Investment adviser representative in MS, TX
- **Exams passed:** Series 63 (2004), Series 65 (2014), Series 66 (2012)
- **Firm size:** 18 employees
- **Disclosures:** None reported
- **Website:** http://www.hardyreed.com

## Frequently asked questions

### Is Margaret Justus a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Margaret holds no broker registration, and Hardy Reed reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Margaret charge for financial advice?

Margaret's firm, Hardy Reed, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Margaret Justus based?

Margaret Justus is based in Oxford, Mississippi.

### What credentials does Margaret Justus hold?

Margaret Justus holds the CFP credential.

### Is Margaret Justus registered with the SEC?

Yes. Margaret Justus is registered as an investment adviser representative in MS and TX (CRD 4763785), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Hardy Reed manage?

Hardy Reed reports $2.89B across 997 accounts in assets under management.

### How do I contact Margaret Justus?

Through Margaret's website, www.hardyreed.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4763785): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.