# Marc Smith

> Marc Smith is a fee-only financial advisor at Oars Capital in Dillsburg, Pennsylvania. Oars Capital reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/marc-smith/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Oars Capital
- **Based in:** Dillsburg, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $397.7M across 711 accounts
- **CRD:** 4840338 (https://adviserinfo.sec.gov/individual/summary/4840338)
- **SEC registration:** Investment adviser representative in PA, VA
- **Exams passed:** Series 63 (2006), Series 65 (2010)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.oarscapital.com

## Frequently asked questions

### Is Marc Smith a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Marc holds no broker registration, and Oars Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Marc charge for financial advice?

Marc's firm, Oars Capital, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Marc Smith based?

Marc Smith is based in Dillsburg, Pennsylvania.

### Is Marc Smith registered with the SEC?

Yes. Marc Smith is registered as an investment adviser representative in PA and VA (CRD 4840338), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Oars Capital manage?

Oars Capital reports $397.7M across 711 accounts in assets under management.

### How do I contact Marc Smith?

Through Marc's website, www.oarscapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4840338): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.