# Manuel Martinez

> Manuel Martinez is a fee-only financial advisor at Charleston Wealth Advisors in Mount Pleasant, South Carolina, who holds the CFP credential. Manuel charges a flat fee or retainer and a percentage of assets (one-time plans from $2,000 and 1% a year on the first tier of assets managed) and focuses on flat-fee planning.

Page: https://find.wellspent.co/advisors/manuel-martinez/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Charleston Wealth Advisors
- **Based in:** Mount Pleasant, South Carolina
- **Fee model:** Flat fee or retainer; Percentage of assets
- **Fees (firm's website):** one-time plans from $2,000; 1% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $81.0M across 263 accounts
- **Credentials:** CFP
- **Specialties:** Flat-fee planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 4838649 (https://adviserinfo.sec.gov/individual/summary/4838649)
- **SEC registration:** Investment adviser representative in FL, SC, TX
- **Exams passed:** Series 66 (2004), Series 65 (2008)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://charlestonwealth.com

## Frequently asked questions

### Is Manuel Martinez a fee-only financial advisor?

Yes. Manuel Martinez is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Manuel's firm.

### How does Manuel charge for financial advice?

Manuel charges a flat fee or retainer and a percentage of assets.

### How much does Manuel charge?

According to Charleston Wealth Advisors's website, checked October 28, 2026: one-time plans from $2,000; 1% a year on the first tier of assets managed.

### Where is Manuel Martinez based?

Manuel Martinez is based in Mount Pleasant, South Carolina.

### What does Manuel specialize in?

Manuel's specialties include flat-fee planning. Manuel works with retirees and pre-retirees.

### What credentials does Manuel Martinez hold?

Manuel Martinez holds the CFP credential.

### Is Manuel Martinez registered with the SEC?

Yes. Manuel Martinez is registered as an investment adviser representative in FL, SC and TX (CRD 4838649), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Charleston Wealth Advisors manage?

Charleston Wealth Advisors reports $81.0M across 263 accounts in assets under management.

### How do I contact Manuel Martinez?

Through Manuel's website, charlestonwealth.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/48327): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://charlestonfinancialadvisors.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.