# Lydja Williams

> Lydja Williams is a fee-only financial advisor at Williams 360 Financial Advisory in Bellevue, Washington. Lydja charges a one-time planning fee and an ongoing planning fee.

Page: https://find.wellspent.co/advisors/lydja-williams/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Williams 360 Financial Advisory
- **Based in:** Bellevue, Washington
- **Fee model:** One-time planning fee; Ongoing planning fee
- **Assets under management (firm):** $40.3M across 43 accounts
- **CRD:** 7953838 (https://adviserinfo.sec.gov/individual/summary/7953838)
- **SEC registration:** Investment adviser representative in WA
- **Exams passed:** Series 65 (2024)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.williams360.financial

## Frequently asked questions

### Is Lydja Williams a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Lydja holds no broker registration, and Williams 360 Financial Advisory reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Lydja charge for financial advice?

Lydja charges a one-time planning fee and an ongoing planning fee.

### Where is Lydja Williams based?

Lydja Williams is based in Bellevue, Washington.

### Is Lydja Williams registered with the SEC?

Yes. Lydja Williams is registered as an investment adviser representative in WA (CRD 7953838), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Williams 360 Financial Advisory manage?

Williams 360 Financial Advisory reports $40.3M across 43 accounts in assets under management.

### How do I contact Lydja Williams?

Through Lydja's website, www.williams360.financial.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7953838): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.williams360.financial/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.