# Luke Timm

> Luke Timm is a fee-only financial advisor at Timm Financial Services in Poughkeepsie, New York. Luke focuses on retirement planning and tax planning. Timm Financial Services reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/luke-timm/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Timm Financial Services
- **Based in:** Poughkeepsie, New York
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $11.8M across 53 accounts
- **Specialties:** Retirement planning, Tax planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 7915889 (https://adviserinfo.sec.gov/individual/summary/7915889)
- **SEC registration:** Investment adviser representative in NY
- **Exams passed:** Series 65 (2024)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://timmfs.com/

## Frequently asked questions

### Is Luke Timm a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Luke holds no broker registration, and Timm Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Luke charge for financial advice?

Luke's firm, Timm Financial Services, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Luke Timm based?

Luke Timm is based in Poughkeepsie, New York.

### What does Luke specialize in?

Luke's specialties include retirement planning and tax planning. Luke works with retirees and pre-retirees.

### Is Luke Timm registered with the SEC?

Yes. Luke Timm is registered as an investment adviser representative in NY (CRD 7915889), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Timm Financial Services manage?

Timm Financial Services reports $11.8M across 53 accounts in assets under management.

### How do I contact Luke Timm?

Through Luke's website, timmfs.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7915889): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.timmfs.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.