# Luke Smith

> Luke Smith is a fee-only financial advisor at West Invest in Bellingham, Washington. West Invest reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/luke-smith-7964538/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** West Invest
- **Based in:** Bellingham, Washington
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $304.5M across 1,642 accounts
- **CRD:** 7964538 (https://adviserinfo.sec.gov/individual/summary/7964538)
- **SEC registration:** Investment adviser representative in WA
- **Exams passed:** Series 65 (2025)
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** https://www.west-invest.com/

## Frequently asked questions

### Is Luke Smith a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Luke holds no broker registration, and West Invest reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Luke charge for financial advice?

Luke's firm, West Invest, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Luke Smith based?

Luke Smith is based in Bellingham, Washington.

### Is Luke Smith registered with the SEC?

Yes. Luke Smith is registered as an investment adviser representative in WA (CRD 7964538), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does West Invest manage?

West Invest reports $304.5M across 1,642 accounts in assets under management.

### How do I contact Luke Smith?

Through Luke's website, www.west-invest.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7964538): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.